HUMO Pay Mobile App: Fee-Free Transfers, 1% Cashback and Smartphone Payments in One App
Uzbekistan’s National Payment System HUMO has introduced HUMO Pay, a single digital space for managing HUMO cards and everyday payments. Fee-free transfers of up to UZS 100 million per month, cashback on utility payments and contactless smartphone payments — all in one app.
Tashkent, October 2026. Uzbekistan’s National Payment System HUMO is expanding its digital payment offering, giving HUMO cardholders modern tools to manage their finances conveniently and enjoy additional benefits when making everyday transactions.
HUMO Pay — the evolution of your payments. The app brings essential financial services together in one place: HUMO card management, money transfers, payments for services, expense tracking and contactless smartphone payments. Everyday transactions can now be completed in just a few taps — quickly, conveniently and with added benefits.
Fee-free transfers between HUMO cards — up to UZS 100 million per month
Sending money to family and friends or transferring funds between your own HUMO cards is now even more beneficial.
Until 31 December 2026, HUMO Pay users can transfer money from one HUMO card to another without a fee, up to a monthly limit of UZS 100 million.
No additional fees within the set limit — just convenient transfers from your smartphone.
1% cashback on utility payments
Everyday expenses can bring benefits too.
Users receive 1% cashback instantly when they pay utility bills through HUMO PAY.
Pay your regular bills directly in the app and get part of the amount you spent back. HUMO PAY helps you not only save time but also gain additional benefits from regular payments.
Tap to pay — your HUMO card on your smartphone
With HUMO NFC technology, there is no need to take out your physical card every time you make a purchase.
HUMO cardholders can pay for purchases using an NFC-enabled Android smartphone. Simply add your HUMO card in the HUMO Pay app, activate contactless payments and hold your smartphone near a HUMO terminal.
One smartphone. One tap. Payment complete.
HUMO NFC makes everyday payments even more convenient, turning your smartphone into a fully fledged contactless payment tool.
Your HUMO cards — fully in your control, all in one app
HUMO Pay is more than a way to make payments and transfers: it is also a convenient tool for managing your HUMO cards independently.
In the app, users can:
· Add and manage HUMO cards.
· View transaction history and track spending.
· Pay utility bills and other services.
· Transfer money between HUMO cards.
· Block and unblock cards.
· Change their PIN and manage card settings.
· Enable contactless payments by smartphone.
· Pay for purchases using NFC technology on Android devices.
All key features are available in one app, allowing users to manage their financial transactions independently whenever it suits them.
HUMO Pay — more than a payment app
The development of HUMO Pay is part of the strategy of Uzbekistan’s National Payment System HUMO to build a modern, accessible digital payment ecosystem.
By bringing together card management, contactless payments, money transfers and cashback programmes, HUMO is creating a new user experience in which technology makes everyday financial transactions simpler and more beneficial.
“We are developing HUMO Pay as a single digital space for HUMO cardholders, combining modern payment technologies with tangible benefits for users. Fee-free transfers, cashback on everyday payments and the ability to pay with a smartphone are solutions that make everyday financial transactions more convenient. Our goal is to consistently expand the app’s capabilities so that users can manage their finances quickly, easily and all in one place,” HUMO Pay” representatives said.
Transfer money without fees, earn cashback on utility payments, pay with your smartphone and manage your HUMO cards — all in one app.
To enjoy the benefits of HUMO Pay, download the app and add your HUMO card. If you already have the app installed, update it to the latest version to access the current features.
Uzbekistan’s National Payment System HUMO continues to develop its digital services, making modern financial technologies more accessible and creating new opportunities for HUMO cardholders across Uzbekistan.
Download HUMO Pay or update the app to the latest version:
